Privacy Policy
Privacy Policy for LendifyAssociates.com
Last updated 27 December 2024.
At LendifyAssociates.com (“Lendify,” “we,” “our,” or “us”), we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner.
This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website and use our services.
By accessing or using LendifyAssociates.com (our “website”), you acknowledge that you
have read and understand this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our website.
1. Information We Collect
We collect the following types of personal information when you visit or interact with our website:
- Personal Identifiable Information (PII): This may include your name, address, phone number, email address, Social Security number (SSN), date of birth, and other information necessary for identity verification and the provision of our services.
- Financial Information: This may include your financial status, income, debt obligations, credit history, and other data necessary to assess your eligibility for our loan and lending services.
- Online Activity Information: We may collect information about your interactions with our website, such as IP addresses, device identifiers, browsing activity, and cookies.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To provide you with personalized loan products and services.
- To evaluate your eligibility for financial services, including loans and credit products.
- To communicate with you about your application, account, and other services.
- To process payments and manage your account.
- To comply with U.S. federal and state legal and regulatory requirements.
- To improve our website, services, and customer experience.
3. Sharing Your Information
We do not sell, rent, or lease your personal information to third parties. However, we may share your information with the following parties in compliance with applicable laws:
- Service Providers: We may share your information with third-party service providers who assist us in offering services to you, such as payment processors, customer service providers, and credit bureaus.
- Legal and Regulatory Authorities: We may disclose your information to comply with applicable laws, regulations, or legal processes, such as subpoenas, court orders, or investigations conducted by government authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of Lendify, your personal information may be transferred as part of the transaction but will remain subject to the terms of this Privacy Policy.
4. Data Security
We take reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, and destruction.
These measures include physical, electronic, and procedural safeguards, such as encryption and secure data storage. However, no method of transmission over the Internet or electronic storage is completely secure.
While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
The safety and security of your information also depend on you. Where we have given you, or where you have chosen, a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies (e.g., web beacons, and pixels) to enhance your experience on our website, analyze traffic, and personalize content. You can manage your cookie preferences through your browser settings.
- Essential Cookies: These cookies are necessary for the operation of the website and its features (e.g., remembering your login details).
- Analytics Cookies: These cookies help us analyze website traffic and user behavior to improve the site.
- Marketing Cookies: We may use marketing cookies to display personalized advertisements to you across the web.
By using our website, you consent to the use of cookies and similar technologies as described in this policy.
You have the right to opt-out of certain cookies, including marketing cookies, by adjusting your browser settings.
6. Your Rights and Choices
You have the following rights concerning your personal information:
- Access and Correction: You can request access to the personal information we hold about you and request corrections to any inaccuracies.
- Opt-Out of Marketing Communications: You can opt-out of receiving marketing communications from us at any time by following the “unsubscribe” instructions included in any marketing email we send, or by contacting us directly at info@lendifyassociates.com
- California Consumer Privacy Act (CCPA): If you are a resident of California, you have specific rights under the CCPA, including:
- The right to request access to the personal information we have collected about you.
- The right to request that we delete your personal information (subject to certain exceptions).
- The right to opt-out of the sale of your personal information (if applicable).
- Right to Opt-Out of Sale of Personal Information (if applicable): Lendify does not sell personal information, but if we do in the future, California residents can request to opt-out of such sales.
- Right to Non-Discrimination: You will not face discriminatory treatment if you choose to exercise any of your privacy rights under the CCPA.
- Fair Credit Reporting Act (FCRA): If we collect information for credit-related purposes, such as assessing creditworthiness, you have the right to request a copy of the credit report used to evaluate your application.
- State-Specific Laws: Depending on your state of residence, you may have additional privacy rights or regulations. For example:
- California: Under the Shine the Light law, California residents can request information about how their personal data is shared with third parties for direct marketing purposes.
- Nevada: Nevada residents have the right to request that their personal information not be sold to third parties under Nevada Privacy Law.
- Vermont: Vermont residents have the right to opt-out of data sharing with non affiliated third parties for marketing purposes.
Please consult your state’s laws or contact us for more information about specific privacy rights that may apply to you.
7. Children’s Privacy
Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information as soon as possible.
8. How Long We Retain Your Information
We retain personal information about you for as long as necessary to provide you our Services. In some cases, we retain personal information for longer, if doing so is necessary to comply with our legal obligations, resolve disputes or collect fees owed, prevent fraud, enforce this Privacy Policy, or as otherwise permitted or required by applicable law, rule, or regulation. Afterward, we retain some information in a de-identified and/or aggregated form but not in a way that would identify you personally.
9. Do Not Call Policy and Consent to Contact
By contacting us and/or providing us with your information, you are consenting to being contacted by us or by our business partners in return, through any means, based on the information you provide, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state Do Not Call List or the Do Not Call List of any specific institution.
10. Services Limited to the United States
The Company is designed to provide services in the United States and is governed by the laws of the United States.
All Company Services may not be available in every U.S. state or territory.
We make no representation that the Company’s services are governed by or operated in accordance with the laws of any other nation or foreign jurisdiction.
11. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. When we make material changes to the policy, we will post the updated version on this page and update the “Effective Date” at the top of the policy.
We encourage you to review this policy periodically to stay informed about how we are protecting your information.
12. Contact Us
If you have any questions about this Privacy Policy, your rights, or how we handle your personal information, please contact us at: (1-833-562-6399)
LendifyAssociates.com
3293 Harrison Blvd 2nd FloorOgden, UT 84408
13. Call Monitoring:
Please note that all calls from and with the company may be recorded or monitored for quality assurance and training purposes.
Please print and retain a copy of this privacy policy for your records.